TheSmartyShopper is an independent publisher committed to providing readers with straightforward solutions in personal finance. Our content (including articles and tools) is offered for free and for informational purposes.

Since information can change rapidly, we cannot ensure the accuracy of the details presented in previously published posts on a daily basis, nor can we guarantee that the content will apply to your specific circumstances. However, we strive to deliver accurate, reliable information.

We believe that anyone can take control of their financial future and that there is everyday magic in simple, honest advice. We know our readers expect nothing less.

We are also committed to transparency and partner with brands (many of which are free to use) that offer products and services that benefit our readers. As a result of these partnerships, some of the links on our site are “affiliate links,” meaning our partner brands compensate us for your attention. If you click on one of those links and make a purchase, sign up for a promotion, download an app, or complete a required action, TheSmartyShopper may earn a commission.

Whenever we collaborate with a brand, we make it explicitly clear. For instance, you’ll notice a gray disclosure box just below the main image and before the article’s body text.

If there’s no disclosure in that section of an article, it means we did not receive compensation for that content.

Why? Because we prioritize helping you first and foremost. We will feature brands outside our partnerships if we genuinely believe their products or services provide value to our readers.

While our partnerships may influence where products appear on the site, they do not affect our recommendations or advice, which are based on extensive research. Additionally, our partners cannot pay us to secure favorable reviews of their products or services.